logologologologologologologologologo

Coverage for Every Stage of the Flip

Coverage can be customized based on the renovation scope, project timeline, property condition, and ownership structure.

Before Renovation

During Construction

Holding Period

Investor Portfolio Protection

Insurance Built for Flips — Not Personal Homes

Fix & flip properties come with different risks than traditional homes, yet many investors are still using insurance policies designed for owner-occupied properties. That often leads to coverage gaps, claim issues, higher costs, and policies that don’t fit the realities of vacant homes or active rehab projects.

At Vinson Insurance, we help investors secure fix & flip insurance designed specifically for renovation projects, short-term holds, and investment properties.

Fix & Flip Insurance Coverage Options

  • Builder’s Risk Insurance
  • Vacant Property Coverage
  • Renovation & Rehab Coverage
  • Property Damage Protection
  • Fire & Storm Damage
  • Theft & Vandalism Coverage
  • Liability Protection
  • Construction Material Coverage
  • Water Damage Protection
  • LLC-Owned Property Coverage
  • Short-Term Holding Coverage
  • Investor Portfolio Coverage
Real estate investor insurance for rental properties, flips, vacant homes, and investment properties throughout Texas.

Why Real Estate Investors Trust Vinson Insurance

See why landlords, flippers, and real estate investors trust Shawn Vinson for smarter coverage, fast service, and investor-focused insurance solutions.

stars

"As a real estate investor, I love the fact that he himself owns rental properties, so I can bounce ideas off of him when it comes to my insurance policies, and he more than understands."

Broderick Chandler
stars

"Shawn was great to work with! He got me the insurance I needed on an investment property at a $700 per year savings! I will definitely be using him more in the future!"

Suzanne Johnston
stars

"Shawn Vinson and his team are top notch. I'm a real estate professional and also own rental property and he has become my go to for great rates and the best coverage for me and my clients."

Jeremias Torres
stars

"Shawn and his team are super creative when it comes to putting insurance on my properties and always finds solutions that work best for me. You can tell they're really in the game of genuinely looking out for his clients."

Joshua Webber
stars

"Thanks to Shawn's expertise and dedication, I now have peace of mind knowing that my investment properties are properly insured at a more affordable rate."

K.T. Manis
stars

"Have been using them for my flip and rental insurance for a couple years. Great packages at good prices. Great insurance company and great team!"

Matt L.

Investor Resources

What Insurance Do I Need for an Airbnb Property?

Learn what type of insurance Airbnb and short-term rental owners need, common coverage gaps to avoid, and how to properly protect your property, income, and liability exposure.

Can You Insure a Vacant Rental Property in Texas?

Learn why vacant rental properties require special insurance considerations and how investors can protect themselves from costly coverage gaps during vacancies.

Does Homeowners Insurance Cover Rental Properties?

Learn why homeowners insurance may not provide adequate coverage for rental properties and what type of insurance real estate investors should consider instead.

How Much Does Rental Property Insurance Cost in Texas?

Learn what impacts the cost of rental property insurance in Texas and how investors can balance proper protection with affordable premiums.

What Does Landlord Insurance Cover?

Learn what landlord insurance typically covers, what it may not cover, and why it is one of the most important protections for rental property owners.

arrowarrow
arrowarrow
Additional Coverage

More Than Just Investment Property Insurance

Helping protect real estate investors, their properties, and the families they’re building for.

icon
Homeowners Insurance

Protect your home with customized coverage designed around your family and lifestyle.

Get a Quote
arrowarrow
icon
Umbrella Insurance

Add an extra layer of liability protection beyond your standard policies.

Get a Quote
arrowarrow
icon
Auto Insurance

Get reliable auto coverage designed to protect you, your family, and your vehicles.

Get a Quote
arrowarrow
icon
RV Insurance

Protect your RV with coverage designed for travel, adventure, and peace of mind on the road.

Get a Quote
arrowarrow
FAQ

The most common questions

What is fix & flip insurance?
Does homeowners insurance cover house flips?
What does fix & flip insurance cover?
Do I need builder’s risk insurance for a rehab project?
Can vacant homes be insured during renovations?
Can I insure a flip owned by an LLC?
man
Insurance Built for Real Estate Investors

Protect Your Flip From Purchase to Sale

Get fix and flip insurance from an agent who understands rehabs, timelines, and investor risk. Protect your project, budget, and potential profits with coverage designed specifically for house flippers.